Frequently Asked Questions
All Questions
When does one enroll into Medicare?
Medicare enrollment depends on which situation a person is in — but the easiest rule:
Initial Enrollment Period (IEP)
Most people enroll at age 65.
Your enrollment window is a 7-month window:
Timeline Months Before 65
3 months before birthday month
Birthday monthwhen you turn 65
After 65 3 months after birthday month
During IEP you can enroll into:
- Medicare Part A
- Medicare Part B
- Medicare Part D
- Medicare Advantage (MAPD)
- Medigap (if desired — best guaranteed window is IEP)
If still working at 65
If you have active employer group coverage through you or your spouse’s job and the employer has 20+ employees, you can delay Part B without penalty. Once that employer coverage ends, you get an 8-month Special Enrollment Period (SEP) for Part B and Part D/MAPD.
People under 65
You qualify earlier if:
- disabled for 24 months on SSDI (automatic Medicare)
- End Stage Renal Disease (ESRD)
- ALS (Medicare starts immediately)
Annual Enrollment Period (AEP)
Oct 15 – Dec 7 each year
This isn’t to start Medicare — it’s to change plans (MAPD / Part D).
This isn’t to start Medicare — it’s to change plans (MAPD / Part D).
Summary
SituationWhen do you enrollTurning 653 months before → 3 months after birth monthStill working w/ large employer coverageWhen leaving employer plan (8-month SEP)Disabled on SSDI24 months after benefits startALSImmediately
Can I change my plan later on?
Absolutely! You can upgrade or downgrade your plan anytime. The money paid for the previous subscription will be recalculated to the new plan.
Will you renew my subscription automatically?
Yes, your subscription will be automatically renewed according to your pay period.
Do you offer any discounts?
Yes! We offer 17% discount for payment per year. There may be other temporary discounts, check for this inside the service.
Can I request a refund?
Sure, you will be welcome to request your refund within 14 days of subscribing to any paid plan.
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